No. Our initial pre-qualification process does not impact your credit score. We use soft pulls and basic financial info to evaluate whether we’re a good fit. If we move forward, we’ll let you know before any hard inquiry is made — and only with your permission.
Most approvals happen within 24–48 hours, depending on the type of loan and how quickly we receive the necessary documents. For real estate loans, timelines may vary based on title work or draw schedules, but we’ll keep things moving and keep you in the loop.
It’s simple. For business loans, we typically ask for recent bank statements, a brief explanation of your use of funds, and basic contact info. For real estate loans, we may need a purchase agreement, rehab budget, or draw schedule. Either way, we’ll walk you through it step by step.
Repayment terms vary by loan type, but everything is clearly outlined upfront — no surprises. Business loans usually include fixed daily or weekly payments, while real estate loans are typically interest-only during the term, with a balloon payment at maturity. We’ll help you understand what fits your cash flow.
Repayment terms vary by loan type, but everything is clearly outlined upfront — no surprises. Business loans usually include fixed daily or weekly payments, while real estate loans are typically interest-only during the term, with a balloon payment at maturity. We’ll help you understand what fits your cash flow.
Absolutely. Many of our clients are repeat borrowers — especially in real estate and small business. We’re built for long-term relationships, not one-and-done transactions. The better we know your goals, the better we can help you reach them.
We offer short-term business loans, real estate loans (including bridge, rehab, and construction), and personal loans on a concierge basis. If you're unsure what’s right for you, just ask — we’ll walk through it together.
That’s exactly why we talk before we quote. Reach out and we’ll help you understand what’s possible — with no pressure. And if we’re not the right fit, we’ll point you in the right direction. It’s about doing what’s best for your situation.