Getting funding shouldn’t feel like you’re rolling the dice. At RAMS HEAD, we believe clarity is the first step toward confidence. That’s why we’ve designed a process that’s simple, fast, and — most importantly — human.
We’re here to guide you, not rush you. No confusing forms, no mystery fees, and no robots running the show. Here’s exactly what to expect when you work with us.
Step 1: Let’s Talk
It all starts with a conversation. When you reach out to RAMS HEAD, you’ll talk to a real person — not a chatbot, not a call center. We’ll ask a few key questions to understand your situation, your goals, and your timeline.
Whether you’re a business owner, investor, or entrepreneur, our job is to listen first. We’ll get a sense of your needs and walk you through what options might fit — without pressure, and without assumptions.
Step 2: Quick Pre-Qualification
Once we understand your goals, we’ll collect just enough information to get started. This may include basic documentation like recent bank statements, a project summary (for real estate), or a snapshot of your cash flow.
Our pre-qualification process is fast and light-touch. It won’t impact your credit score. More importantly, it gives both of us a realistic sense of what kind of funding makes sense — and what doesn’t.
Step 3: Transparent Terms
After reviewing your information, we’ll outline a lending option that fits your situation. You’ll get clear terms — not legalese. We’ll walk through the numbers with you: how much you’ll receive, when you’ll receive it, what the repayment structure looks like, and how long it will take to pay off.
We’ll also talk through alternatives. If you’re weighing two types of loans or have a future project in mind, we’ll help you compare options — honestly.
No buried fees. No “gotchas” in the fine print. Just straight answers you can trust.
Step 4: Fast Approval
Once you give us the green light, we move quickly. Depending on the loan type, approvals can often be completed same-day — sometimes within hours. We work closely with our funding partners to streamline the process and avoid unnecessary delays.
What sets us apart is that we don’t just disappear after approval. We’ll stay in touch to make sure everything moves smoothly through closing.
Step 5: Funds Delivered
Once approved, we disburse funds quickly. Business loans and working capital can often be in your account within 24–48 hours. Real estate deals may take a few additional steps, depending on the draw schedule and title requirements — but we’ll walk you through each one.
No wondering where your money is. No chasing down status updates. You’ll always know what’s next.
Step 6: Ongoing Support
Our relationship doesn’t end when the funds hit your account. If you have questions, want to make adjustments, or need capital again down the road, we’re just a phone call away.
For real estate borrowers, we stay involved through draw requests and project updates. For business owners, we can revisit funding options as your company grows.
At RAMS HEAD, we’re not just funding your present — we’re helping build your future.
A Better Way to Borrow
You deserve a lender who speaks your language, respects your time, and follows through on what they say. That’s what we aim to deliver every time. No guesswork. No gimmicks. Just people who care about helping you move forward — faster and smarter.