Fast. Clear. Relationship-driven.
If you're a real estate investor, builder, or flipper, you already know time kills deals — and clarity kills surprises. At RAMS HEAD, we move quickly without cutting corners. Whether you're funding a fix-and-flip, acquiring a new property, or keeping a construction schedule on track, we help you get in, build smart, and move forward with confidence.
Designed for Real Estate Professionals
We work with experienced real estate borrowers who need capital that moves at their pace — not the bank’s. RAMS HEAD is built for:
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Fix-and-Flip Investors who need capital quickly to acquire and renovate properties.
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Builders and Developers managing multiple draws, subs, and shifting timelines.
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Buy-and-Hold Landlords looking to leverage equity while keeping long-term strategy in mind.
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Portfolio Investors juggling several projects and needing a steady, trustworthy lending relationship.
If you're a real estate investor, builder, or flipper, you already know time kills deals — and clarity kills surprises. At RAMS HEAD, we move quickly without cutting corners. Whether you're funding a fix-and-flip, acquiring a new property, or keeping a construction schedule on track, we help you get in, build smart, and move forward with confidence.
Loan Options We Offer
We fund a variety of short-term real estate loan types, including:
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Bridge Loans – Quick, interim funding to cover the gap between acquisition and long-term financing or resale.
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Rehab Loans – Finance purchase and renovation together, with draws structured to match your build-out.
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Construction Loans – Ground-up or major structural work? We help you plan and fund in stages — without delays.
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Cash-Out Refinancing – Unlock equity from an existing property to reinvest in your next opportunity.
Loan amounts typically range from $75,000 to $2M+, with terms from 6 to 18 months, depending on the deal structure.
What You Can Expect
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Speed You Can Count On – We often close in days, not weeks. If you're under contract or on a deadline, we know how to keep it moving.
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Clear Terms from Day One – No hidden fees, no shifting conditions at the closing table. You’ll know exactly what you’re getting.
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Draw Schedules that Work for You – Rehab and construction loans are structured with flexibility, but also with transparency. We work with your GC or project manager to keep funds flowing on time.
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Eligibility That Prioritizes Real-World Experience – We don’t underwrite like a traditional bank. We value your track record, deal logic, and communication — not just your tax return.
Why Borrowers Come Back
We’re not just here to fund a one-off deal. RAMS HEAD is built for repeat borrowers who want a lending partner they can trust across multiple projects. You won’t start over with a new rep every time. You’ll work with people who know your portfolio, your goals, and how to help you grow without friction.
This is a relationship business — and we treat it that way.
Ready to Get Moving?
Whether you’re locking down your next flip or need a responsive lender to support a multi-phase development, RAMS HEAD can help you move faster and smarter — with no surprises.
Let’s build something together.
